Craftinsure Small Motorboat and SIB Insurance Updated 2022
Our Small Motorboat and SIB Policy provides Comprehensive cover and is written in Plain English. Craftinsure’s Small Sailboat Insurance has been specifically designed for small motorboats and SIBs of up to 5m in length and covers use on inland and coastal waters of Ireland, the UK and up to 30 days in continental Europe.
Benefits of Craftinsure Small Motorboat and SIB Insurance
- Specialist Small Motorboat and SIB Insurance from the leading online boat Insurer
- Loss or damage from fire, theft, accident or malicious damage
- Theft Cover
- OBM covered
- Canopies covered
- Cover for Vermin damage
- Includes cover for trailer
- Loss or damage whilst in transit by road
- €5,000,000 Third Party Cover
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What is Insured?
Cover for your craft, including trailers and outboard motors- Loss or damage, including accidental damage
- Repair or replacement up to the sum insured stated in your policy
- We will pay the agreed value or replace the craft after a total loss.
- Loss or damage whilst in transit by road
- Recovery of the vessel following a loss
- Loss or damage to protective covers
Cover for you
- Your legal liability – third party cover to others for injury or damage caused up to €5,000,000
- Cover for others using your boat with your permission
- Legal costs incurred in defending a claim against you or in pursuing a claim against a Third Party for damage to your boat
What is not Insured?
- Loss or damage caused by the vessel being in an unseaworthy condition
- Wear, tear, depreciation or gradual deterioration
- Theft of outboard motors unless securely locked using an anti-theft device
- Theft of outboard motor unless you have safely recorded the serial number
- Mechanical or electrical breakdown.
- Loss or damage to personal effects
- Loss or damage whilst the craft is left unattended afloat
- The vessel operation outside of the territorial scope shown in the policy.
- Wilful misconduct or recklessness by you or other persons in control of the vessel (including whilst under the influence of alcohol or drugs).
- Racing or speed trials.
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Agreements
Agreement details
Cover
- Repair or replacement up to the sum insured stated in your policy
- We will pay the agreed value or replace the vessel after a total loss.
- Loss or damage whilst in transit by road (provided by road haulier if over 30ft/9.14m in length)
- Inspection of the vessel after grounding, even if no damage is found.