Craftinsure Narrowboat Insurance Updated 2022
Our Craftinsure Narrowboat Policy is Fully
Comprehensive, All Risks cover. It's Plain English and has been
specifically designed for Narrowboats valued up to €600,000. Cover has
been specially written for Narrowboats based in the UK. For Boats more than 30 years old you will
need to have a survey report not more than 5 years old, with all
recommendations complied with.
Benefits of Craftinsure Narrowboat Insurance
- Specialist Narrowboat Insurance from the leading online boat Insurer
- Includes Widebeam
- Loss or damage from fire, theft, accident or malicious damage
- Cover for underwater gear
- Cover for Personal Effects included as standard
- Cover for continuous cruising
- Cover for theft of equipment from outside and inside
- €5,000,000 Third Party Cover
- Monthly premium payment @ 0% credit
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What is Insured?
Cover for your craft, including trailers and outboard motors- Loss or damage, including accidental damage
- Repair or replacement up to the sum insured stated in your policy
- We will pay the agreed value or replace the vessel after a total loss.
- Loss or damage whilst in transit by road (provided by road haulier if over 30ft/9.14m in length)
- Tenders (if appropriate) are covered, including whilst used independently of the parent vessel
- Recovery of the vessel following a loss
- Inspection of the vessel after grounding, even if no damage is found.
Cover for you
- Personal Effects (for items with a value not over €250)
- Your legal liability – third party cover to others for injury or damage caused up to €5,000,000.
- Cover for others using your boat with your permission
- Legal costs incurred in defending a claim against you or in pursuing a claim against a Third Party for damage to your boat
What is not Insured?
- Loss or damage caused by the vessel being in an unseaworthy condition
- Wear, tear, depreciation or gradual deterioration
- Theft of outboard motors unless securely locked using an anti-theft device
- Theft of outboard motor unless you have safely recorded the serial number
- Mechanical or electrical breakdown.
- Loss or damage to personal effects unless the vessel has lockable storage.
- Loss of money, cheques, credit or debit cards, jewellery, spectacles or mobile phones.
- The vessel operation outside of the territorial scope shown in the policy.
- Wilful misconduct or recklessness by you or other persons in control of the vessel (including whilst under the influence of alcohol or drugs).
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Agreements
Agreement details
Cover
- Repair or replacement up to the sum insured stated in your policy
- We will pay the agreed value or replace the vessel after a total loss.
- Loss or damage whilst in transit by road (provided by road haulier if over 30ft/9.14m in length)
- Inspection of the vessel after grounding, even if no damage is found.