Craftinsure RIB Insurance Updated 2022
Craftinsure RIB Policy is Fully
Comprehensive, All Risks. Craftinsure RIB Insurance is Plain
English and has been specifically designed for RIBs of up to 50 Knots.
Cover is for Inland and Coastal waters of the UK plus 30 days in Europe
including liability cover for
watersking and wakeboarding.
Benefits of Craftinsure RIB Insurance
- Specialist RIB Insurance from the leading online Boat Insurer
- Loss or damage from fire, theft, accident or malicious damage
- Cover for underwater gear
- Cover whilst moored afloat on Non- Tidal waters and Tidal Marinas
- 30 Days cover whilst in Europe
- Loss or damage whilst in transit by road
- Cover for trailer included as standard
- €5,000,000 Third Party Cover including Waterski and Wakeboard liability
- Monthly premium payment @ 0% credit
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What is Insured?
Cover for your craft, including trailers and outboard motors- Loss or damage, including accidental damage
- Repair or replacement up to the sum insured stated in your policy
- We will pay the agreed value or replace the craft after a total loss.
- Loss or damage whilst in transit by road
- Recovery of the vessel following a loss
- Loss or damage to protective covers
Cover for you
- Your legal liability – third party cover to others for injury or damage caused up to €5,000,000, including water skiing and wakeboarding.
- Cover for others using your boat with your permission
- Legal costs incurred in defending a claim against you or in pursuing a claim against a Third Party for damage to your boat
What is not Insured?
- Loss or damage caused by the vessel being in an unseaworthy condition
- Wear, tear, depreciation or gradual deterioration
- Theft of outboard motors unless securely locked using an anti-theft device
- Theft of outboard motor unless you have safely recorded the serial number
- Mechanical or electrical breakdown.
- Loss or damage to personal effects
- Loss or damage whilst the craft is left unattended afloat unless in a marina or on non-tidal waters.
- The vessel operation outside of the territorial scope shown in the policy.
- Wilful misconduct or recklessness by you or other persons in control of the vessel (including whilst under the influence of alcohol or drugs).
- Racing or speed trials.
- Towing of inflatable toys (rings, donuts, etc.) is excluded.
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Agreements
Agreement details
Cover
- Repair or replacement up to the sum insured stated in your policy
- We will pay the agreed value or replace the vessel after a total loss.
- Loss or damage whilst in transit by road (provided by road haulier if over 30ft/9.14m in length)
- Inspection of the vessel after grounding, even if no damage is found.